To Join or Not to Join? - I am often asked, "What are the benefits of joining a business association?". There are many, but the quick answer is... to network and to make a difference in your community. In short - help yourself, then pay it forward. The purpose of the Stone Oak Business Association is to promote the growth and success of businesses in the north/central San Antonio corridor....
WHY SHOULD YOUR LAWYER BE BOARD CERTIFIED? Written by George LeGrand - Law Offices of LeGrand and Bernstein The Texas Board of Legal Specialization certifies lawyers in 21 select areas. An attorney can be licensed to practice law in Texas and not be Board Certified. For example, there are more than 70,000 attorneys licensed to practice in Texas; out of that 70,000 attorneys, only 7000 are Bo...
Who says that you cannot get a home loan for $4 million? Since the turn of the real estate market, mortgage lenders have been “tightening the boot straps” on their underwriting requirements. I like to compare it to when you crash your computer or get that blue screen of death, then you have to totally shut down the computer and reboot. Like in a reboot, certain icons come back to the scre...
AAN: 'Big' Exercise Has Big Benefits in Parkinson's - Neurology San Antonio - Link to Medpage Today Health Care News San Antonio By John Gever, Senior Editor, MedPage Today Published: April 16, 2010 Reviewed by Ari Green, MD; Assistant Professor, University of California, San Francisco and Dorothy Caputo, MA, RN, BC-ADM, CDE, Nurse Planner ...
BUILDING A TITANIUM IMMUNE SYSTEM Before we start learning how to build up our immune system, we need to know what it is. I believe our immune system is truly a gift from God. He has given us the inborn innate ability to fight off sickness and disease. The Immune system is made up of several different organs. These organs consist of the thymus, spleen, and lymph nodes. Although it is not an orga...
LINK'S TOP 11 REASONS WHY 2011 IS SAN ANTONIO'S YEAR -Commercial Real Estate San Antonio Commercial Real Estate San Antonio 11. San Antonio"s Tourism, Commercial Real Estate Industry, Sports (NCAA Div I, II, and III, Professional), Affordable Housing ($150k median), Manufacturing (Catepillar, Toyota), Military (Military Town, USA), and countless other industries are all producing "Basic Empl...
5 Landscaping Factors Affecting Property Values Written by Bryan Lee It never fails that in most new construction projects the landscape budget is the first to be cut. Ironically, landscape is one of the first things to be enhanced when listing or making improvements to a property. To maximize your return on the landscape portion of your project, it is vital to use a licensed landscape arch...
With the ever changing mortgage market, FHA has announced yet another change in their monthly mortgage insurance. FHA is a low down payment loan (3.5% Down) that if fully insured by the government. FHA also tends to be more flexible than conventional loans as far as credit challenges and allows gifts from relatives as source of funds for down payment. FHA has been changed their mortgage insur...
The most common and often first question that is asked to every mortgage professional is what is the interest rate?? What are happening to the rates?? And what are the rates going to do in the near future?? There are several things that impact mortgage rates on a daily basis and here are just a few hot topics at the present time. With the looming guarantee that rates WILL be increasing th...
What is a 4010, a 5010 and Why Should I Care? Out of the Big Attention Getters in our industry these days – Electronic Health Records, ICD-10 and the 5010 format – the one with the deadline coming up quickest is the 5010 format. Who do these changes affect? What is a “4010” and “5010” anyway? Should I care? Well, I would say anyone concerned about cash flow or prescribing elect...
March 31st, 2011 
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